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Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

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Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. 

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Colleagues having a casual discussion in a co-working office environment, featuring a smiling manager and a relaxed atmosphere.

We’ve improved our insurance cover

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Learn more

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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  • Retirement calculator
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Our notice of intent to claim a tax deduction (NOITC) service is available online

Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select
‘Claim a tax deduction’.  

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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  5. End of year performance - December 2024

End of year performance
December 2024 

Published February 2025

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David Elia
Chief Executive Officer
4 min read
Updated 19 Feb 2025
  • Performance

In great news for Hostplus accumulation members, our pre-mixed investment options all delivered positive returns in 2024.

Share markets delivered solid returns over the calendar year, with some ups and downs along the way. US shares surged by more than 20%, while Aussie shares also rallied, returning over 11% for the year. 

View returns for all Hostplus options

Watch David Elia, Chief Executive Officer, provide an update on our investment performance.

Hostplus’ Balanced (MySuper) option is still ranked number 1 over 10 and 20 years.

Our Balanced (MySuper) option, where most members invest1, returned 10.32% over the year.2  Our other pre-mixed options all delivered positive results as well, with Indexed Balanced returning 14.22%.3 

Pre-mixed investment option returns to 31 December 2024
Investment option1 year5 years p.a.10 years p.a.
Defensive5.58%--
Indexed Defensive7.06%--
Socially Responsible Investment (SRI) - Defensive4.88%--
Capital Stable6.31%3.52%4.47%
Conservative Balanced8.87%5.31%6.31%
Socially Responsible Investment (SRI) - Balanced8.92%7.35%-
Balanced (MySuper)10.32%7.22%8.36%
Indexed Balanced14.22%7.63%7.75%
Growth13.25%8.26%9.30%
High Growth14.95%--
Indexed High Growth17.84%--
Socially Responsible Investment (SRI) - High Growth14.36%--


Source: Hostplus data as of 31 December 2024. Returns are net of investment fees and costs. Admin and other fees apply. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a super fund.

While these short-term gains are welcome, it's not possible to predict the future. That's why diversification is important. Investing in a wide range of different assets can help grow your super as much as possible over the long term, without taking on too much risk.

This approach has delivered excellent results for members in our Balanced (MySuper) option. It's ranked the number one MySuper option in Australia over 10 and 20 years to 31 December 2024, according to SuperRatings.3

Hostplus pre-mixed investment options, Investment performance to 31 December 2024


Source: SuperRatings Fund Crediting Rate Survey - SR50 MySuper Index, December 2024. Returns are net of investment fees and costs. Admin and other fees apply. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.

These great long-term results show that our investment strategy is working hard for Hostplus members. That’s a plus.
 

View returns for all Hostplus options

Get help when you need it

Our superannuation advisers can help you understand how your super is performing. If you’re a Hostplus member, you can receive personalised advice about your account at no extra cost. If you already have an adviser, they can also provide advice on your account.

Contact us on 1300 303 188, email us or book a callback today. 

1. As at 31 December 2024.
2. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 MySuper Index, December 2024.
3. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60-76) Index, December 2024.

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This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (Hostplus) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. The website contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of financial advice to members of Hostplus via Hostplus financial planners and the web-based product SuperSmart. Hostplus financial planners are Authorised Representatives of IFS and fees may apply for personal financial advice; for further information about the cost of personal advice, you can speak with your Hostplus financial planner or visit our website hostplus.com.au. Information to help you decide whether you want to use personal financial advice services being offered is set out in the relevant IFS Financial Services Guide, copies are available from your Hostplus financial planner or SuperSmart. Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. If you’re unable to access an applicable SuperSmart advice journey, please contact us 1300 303 188 and we can help you with other options.

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