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Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Learning Hub
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Transfer your
cover to Hostplus
If you’ve already got insurance cover with another super fund or insurance provider, you may be able to transfer it to Hostplus.
Why transfer your cover?
Whether you’ve got one insurance policy or multiple policies, transferring your existing Death and Total & Permanent Disablement (TPD) or Income Protection insurance cover to Hostplus can help you streamline your insurance and cut back on life admin – and that’s a positive for almost everyone.
Holding multiple insurance arrangements may mean that you have too much insurance, or are paying for insurance you can’t claim on. This may impact your ability to save money for retirement. You should review your insurance needs to determine what level of insurance cover is appropriate for you.
If you do have insurance cover elsewhere, you may be able to transfer that cover to Hostplus. You can then enjoy the ease of managing your super and insurance all in one spot.
Is Hostplus insurance right for you?
Hostplus insurance is designed for a specific target market, so it’s important to consider whether it’s right for you. If you transfer your insurance cover to Hostplus, you’ll need to have sufficient funds in your Hostplus account to cover any outstanding insurance premiums.
Any loadings, restrictions and exclusions that are on your existing policy will apply to your transferred cover. You should also check for any differences in policy terms or conditions before you transfer.
What do you need to know?
You can transfer cover provided that:
- your transferred cover is of a similar nature to the cover provided under Hostplus
- Your transferred cover is still active with the other provider;
- at the date your request for transfer is received by Hostplus; or
- has been active within the 30 days immediately prior to your request to transfer (including the rollover request) being received by Hostplus.
- you cancel your transferred cover with the previous insurer once the transfer to Hostplus has occurred. If you do not cancel your previous cover, any benefit payable to you in the event of a claim will be reduced by the amount payable under the previous cover.
Any loadings, restrictions, and exclusions which apply on your transferred cover will also apply to your cover transferred to Hostplus.
We recommend that you do not cancel any existing cover or close your other super fund account until your application to transfer cover is accepted.
How much cover
can i transfer?
Death and TPD cover
Eligible members can transfer up to $2 million of existing Death and or TPD cover to Hostplus.
Income Protection cover
The total amount of cover you can transfer (from all sources or policies) is the lesser of:
- 90% of your pre-disability salary (of which a maximum of 75% is paid to you and the balance is paid into your Hostplus super account), or
- The maximum cover of $20,000 per month for the 2 year or 5 year benefit period(s); or
- The maximum cover of $10,000 per month for the “To age 65” benefit period.
Transfer your cover
To transfer your insurance cover to Hostplus, simply take the following steps:
- Log in to your other super fund and download your most recent statement.
- Log in to Hostplus Member Online.
- Click ‘Change my insurance’ on the home page.
- Click ‘Customise my insurance’.
- Navigate to the ‘Manage my insurance’ heading and click ‘Transfer your cover’.
- Complete the necessary information and submit - here’s when you’ll upload the statement from your other super fund.
- Once you’ve been notified in writing that your transfer request has been accepted, cancel your insurance with your other fund or insurer.
We will generally respond to applications to transfer cover within 24 hours.
Get the right advice, when it matters most
The right financial guidance today can shape a better tomorrow. Whether you're growing your super, thinking about insurance or planning for retirement, Hostplus offers flexible ways to connect with expert financial planners.
- Hostplus SuperSmart provides education and tailored advice, exclusively for Hostplus members, available 24/7 through Member Online at no additional cost.
- Hostplus superannuation: Get help with contributions, insurance and investments - at no additional cost. Simply call 1300 303 188.
- Retirement planning: For a detailed review of your financial situation and retirement goals to help get you on the road to retirement. Book now.
No matter how you connect, Hostplus makes expert advice easy and accessible.
Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus including via the web-based platform SuperSmart. Advice is provided by Hostplus financial planners who are authorised representatives of IFS. Fees may apply. For further information about the cost of personal advice and SuperSmart eligibility criteria visit hostplus.com.au/advice.
