Our financial planners can help you with:

Superannuation: Providing advice on how much you’ll need during retirement to live the lifestyle you want, as well advice about contributions and investment allocation.

Retirement planning: Developing tax-effective strategies, including how you might transition to retirement.

Wealth creation: Building wealth through super, as well as via investments outside of super.

Retirement budgeting: Maintaining required cashflow, income and debt management.

Government benefits: Taking advantage of any government benefits, such as Centrelink entitlements.

Insurance: Getting the right insurance for your life stage to protect yourself and your loved ones.

Estate planning: Ensuring your money goes where you intend when you die.

Aged Care: Considering aged care options for yourself or a loved one. 

Downsizer contributions: Helping you to contribute to super through downsizing your home.  

Centrelink Home Access Equity Scheme: Using equity in your home to provide income.  

Making small changes today could make a big difference at retirement and our superannuation advisers can help with a range of limited personal advice, including:

• Choosing investment options: We'll ask you a few simple questions to help guide which investment option is best suited for you.
• Boosting your super through additional contributions: If you've got surplus income, received a payrise at work or just received an inheritance, these additional contributions could work harder for you in your Hostplus super account. Even the smallest of contributions now can have a significant impact in retirement, plus you could save tax along the way.
• Insurance: You protect your car, house, pets and more – why not protect yourself and your assets?

For a fee, our Superannuation Advisers can also help you with:

• Insurance outside your Hostplus account: We can help ensure that you’re not doubling up on insurance cover held, including comparing your external insurance policy with Hostplus.     
• Consolidating your super: We can help to streamline your super with advice on consolidating multiple super accounts into one.   
• First Home Super Saver Scheme (FHSSS): Dreaming of home ownership? We can help you use the government’s FHSSS to purchase your first home.  

Yes, Hostplus can provide this advice for a fee.  

Hostplus financial planners are salaried employees. They do not receive commission.

There may be instances where a member’s details are missing or incorrect in Member Online. If this happens to you, please contact the Hostplus team on 1300 467 875