Our products and services
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Learning Hub
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An interactive way to get financial education and tailored advice* online to help supercharge your future.
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*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Planning for
aged care
Do you need help with financial decisions to support your aged care needs? At Hostplus, our expert aged care specialists can help you navigate the complexities of aged care. We’ll work with you to make the process as smooth as possible and achieve better outcomes for you or your loved ones.
Why plan early?
Early planning for aged care is crucial as it ensures informed financial and personal decisions, reducing stress and providing control over your future. Our services offer support, guidance, and peace of mind, making the challenging journey of aged care more manageable for you and your loved ones.
Do I need advice?
Navigating through the financial aspects of aged care can be complicated. There’s a lot to consider, including:
- how age pension will be affected
- how accommodation will be paid for
- payments for ongoing care
- payments for any applicable tax
- cashflows for care and living expenses
- the impact of aged care on net wealth and estates.
Paying for advice from a qualified financial planner may help to make this easier and reduce the stress for you and your family. It can also help you avoid making significant and expensive mistakes.
With a financial planner, you can put together a plan that works for you and your family.
Our services
Our aged care specialists take into account you or your loved one’s personal situation and provide up to four different scenarios for your consideration via a detailed document (Strategy Paper). We do this in two stages:
Initial appointment
You’ll have an initial consultation with one of our aged care specialists. This meeting will help us understand you or your loved ones needs and explore your options by:
- conducting a financial assessment
- discussing any cashflow implications
- considering the potential Centrelink implications
Detailed assessment and creation of your Strategy Paper
Our aged care specialists will then conduct a thorough assessment to help you or your loved ones understand the costs and available financial support. Once your specialist has completed the assessment, you’ll receive a Strategy Paper that will:
- include up to four scenarios for you to consider
- present tax outcomes according to each scenario
- address questions like what to do with the family home and estate
- explain how to pay for aged care costs
- look at the impacts of splitting up couples and how to best care for the person at home.
The second service involves our aged care specialists discussing the scenarios outlined above, and providing their recommendation on the best option for you and your family.
This service provides a guided, step-by-step walk through to help you understand your options. This also gives the aged care specialists the opportunity to answer any questions you might have, so we can help you navigate the aged care system confidently.
This session will help you to make the best possible choice for the future care, security and happiness of you and your loved ones.
Note: fees and costs apply for both services. Please contact our aged care specialists for more details.
