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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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Try SuperSmart today

An interactive way to get financial education and tailored advice* online to help supercharge your future.  

Exclusive to Hostplus members 24/7 via Member Online at no extra cost.

Learn more

*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. 

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Colleagues having a casual discussion in a co-working office environment, featuring a smiling manager and a relaxed atmosphere.

We’ve improved our insurance cover

More savings, better protection for eligible members

Learn more

Retirement

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  • Why retire with Hostplus?
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

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  • Forms and resources

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Forms and resources

  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus

Our notice of intent to claim a tax deduction (NOITC) service is available online

Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select
‘Claim a tax deduction’.  

Log in to Member Online
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Manage your super on the go with the Hostplus Members app

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

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  1. Home Member
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  5. What it means to be an industry super fund

What it means 
to be an industry 
super fund

Published November 2022

Hostplus
2 min read
Updated 28 Feb 2025
  • Super 101

Our purpose at Hostplus is simple: To put more money into members' pockets when they retire.

Hostplus is a proud Industry SuperFund

Importantly, as an Industry SuperFund we’re run only to benefit our members. Unlike bank-owned and other retail funds, we don’t pay profits to shareholders. And other than the cost of running the Fund, all our profits are owned by and benefit our members, principally delivered through our net investment returns to members’ accounts.

Strong long-term returns

With super, long-term performance matters. Our default Balanced (MySuper) option is ranked the number one option over rolling 10 and 20-year periods.1

How your super fund performs over the long term will make a big difference to your retirement. It comes down to your net benefit - the amount you actually receive after admin fees, investment fees and taxes have been deducted from the money your investment earns. Put simply, the higher the net benefit, the more money members will have at retirement.

According to SuperRatings, based on a starting income of $50,000 and a starting super balance of $50,000, a Hostplus member in our default Balanced (MySuper) option is $27,316 better off than the average not-for-profit member over the past 15 years. And, is $32,152 better off when looking at the average of all other balanced options over the same period.²

So, your future is in good hands with Hostplus. That's a plus.

The net benefit for industry super fund members

The net benefit for Industry Super Fund members

Want to learn more?

Find out more about Hostplus’ fees and costs and competitive long-term returns. It’s easy to join and you can transfer your existing super balance too.

The information in this article is correct as at time of publication.

1. Hostplus Balanced (MySuper) investment option compared to the SuperRatings Accumulation Fund Crediting Rate Survey - SR50 Balanced (60-76) at 31 December 2024. Past performance is not a reliable indicator of future performance.

2. Comparisons modelled by SuperRatings, commissioned by Hostplus. The outcome shows the average difference in 'net benefit', a measure of past investment returns after administration and investment fees and costs, transaction costs, and taxes have been taken out. The results compare the Hostplus Balanced (MySuper) investment option with comparable balanced options, for historical periods and with 15-year data available to 31 December 2024. Other fees and costs may also apply. Outcomes vary between individual funds. Refer to hostplus.com.au/assumptions for more details. Past performance is not a reliable indicator of future returns.

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This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (Hostplus) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. The website contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of financial advice to members of Hostplus via Hostplus financial planners and the web-based product SuperSmart. Hostplus financial planners are Authorised Representatives of IFS and fees may apply for personal financial advice; for further information about the cost of personal advice, you can speak with your Hostplus financial planner or visit our website hostplus.com.au. Information to help you decide whether you want to use personal financial advice services being offered is set out in the relevant IFS Financial Services Guide, copies are available from your Hostplus financial planner or SuperSmart. Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services. If you’re unable to access an applicable SuperSmart advice journey, please contact us 1300 303 188 and we can help you with other options.

Awards and ratings are only one factor to be taken into account when choosing a super fund. Hostplus pays licence fees to use these awards. Visit hostplus.com.au/awards for awards criteria and disclaimers. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC.